The new rules of retirement are still being written, but thanks to Bloomberg Businessweek’s latest package on life after work, there are some things we can say with certainty. First off, take advice from people who are flourishing—retirees who have figured out how to handle their money and spend their time. Next: Consider if you actually want to stop working. Remember, the decision is about a lot more than income.

Yes, you do need to get real about Social Security, though you should also hop on a plane to see where in the world to spend your golden years. See you in Paris? Or Panama? Or even on a luxury cruise ship? And finally, beware the retirement red zone and please, please learn from others’ mistakes. —Julia Rubin, Businessweek senior editor

• Will I get my full social security benefits? Definitely, maybe
• When the best retirement is no retirement at all

• Private equity is squeezing into the US retirement industry

• Older people are losing their life savings to family members

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